Lawyers Who Get You the Benefits You Deserve
We fight for the disability, health, life, pension and other employee and insurance benefits you’re owed so that you can put the past behind you. Your path forward starts here.
You Have the Right to Your Benefits. You Have a Case.
Every benefit wrongfully denied is a promise broken. We’ll make the insurance companies and benefits administrators keep their promise to you and get you what you’re owed.
You might not think you have a case. You might not know that you can win against giant insurance companies and benefits administrators. We know you can.
We have the experience and expertise to help you get the benefits that you need, that you are owed, and that you deserve.
Not sure? Contact us.
Benefit laws are complex. Big companies try to make it hard for you to understand your rights and remedies. If you think you are being wrongly denied benefits, contact someone on your side.
ERISA Claims, Appeals, and Litigation
Your benefit plan is a promise made to you, and that you may rely on for support. We’re authorities in using the Employee Retirement Income Security Act to get you what you are owed.
Retirement Claims, Appeals, and Litigation
Your retirement and 401(k) benefits are how you plan for a better future. If you are being denied promised future payments, we’re in your corner. You’ve earned it.
Disability Claims, Appeals, and Litigation
Your disability benefits are crucial when you are unable to work. We can help you through the process from beginning a claim, to challenging a denial, and in the courtroom.
Life/Accidental Death Claims, Appeals, and Litigation
When tragedy strikes, you shouldn’t have to fight insurance companies looking for loopholes in your policy. We help beneficiaries collect the support payments they need.
Health Claims, Appeals, and Litigation
Health care is complicated and confusing. Claim denials don’t have to be the final word. We can help. Put our expertise on your side.
Long Term Care Insurance Claims, Appeals, and Litigation
Long-term care insurance is costly, yet coverage may be denied when someone needs in-home care or care in a senior facility. We help you get the benefits you’ve paid for.
How We’ve Won Benefits for Our Clients
Throughout the years, we’ve won thousands of cases. We’ve beat insurance companies. And we’ve changed the law so that it works for you.
Disabilities Insurance | Covid Syndrome
Ward v. Reliance Standard Life Insurance Co.
DeBofsky Law achieved a favorable ruling where the court found that Reliance Standard Life Insurance Company abused its discretion in terminating long-term disability benefits for COVID syndrome. The court determined that the insurer failed to properly consider comprehensive medical evidence of cognitive impairments. Consequently, the case was remanded for further proceedings to ensure a thorough review of the disability claim.
Disability Insurance
Robinson v. Aetna Life Ins. Co.
DeBofsky Law won two cases for our client. In the first, the court denied Aetna’s motion to dismiss, noting the plan did not address retroactive SSDI awards. The judge found Robinson’s claim was not time-barred due to her voluntary appeals. In the second, the court ruled the denial of benefits arbitrary and capricious due to Robinson’s retroactive SSDI award and found Aetna’s refusal to toll its review problematic.
Accidental Death Insurance Benefits
Prather v. Sun Life
DeBofsky Law scored a victory on December 13, 2016, when the U.S. Court of Appeals for the Seventh Circuit issued a ruling in the case of Prather v. Sun Life & Health Ins. Co. (U.S.), 842 F.3d 733 (7th Cir. 2016), overturning a lower court ruling denying Lee Ann Prather’s claim…
About DeBofsky Law: Advocates for Your Rights
At DeBofsky Law, we believe that you have the right to receive what you are owed. We believe in leveling the playing field between you and huge employers and insurance companies. We believe you deserve a champion in your corner.
We fight in the courtroom and work to change the law outside of it. Our lawyers have:
- Established court precedents in multiple jurisdictions
- Published over 200 articles
- Partnered with numerous organizations advocating for patient rights
- Testified before Congress and federal agencies to promote better access to justice
“I sincerely appreciate your time and help.”
“After reviewing a good deal of ERISA law (7th Cir. case law), I came to recognize that your name is widely associated with ERISA matters. I am satisfied that I chose the correct attorney to discuss these issues with, not only because of your expertise, but also your willingness to explain the basics to me … I sincerely appreciate your time and help.”
Jon N | Client
We Set The Bar
We fight for our clients in state, federal and appellate courts in disputes with employers, insurance companies and retirement fund managers.
Years Teaching
Appellate Decisions
Years of Experience
Skilled ATTORNEYS
Understand the Law. Know Your Rights.
Understanding Evidence of Insurability in Group Life Insurance: Employer Obligations and Employee Rights
Unlike individual life insurance, which requires rigorous underwriting to assess risk, group life insurance from employers does not require underwriting. Employers offering group life insurance allow new employees to enroll immediately without providing evidence of insurability (EOI). The reasoning is that a new employee is likely to be healthy, and the risk of adverse selection is low. […]
2 Rulings Show How Courts Assess Health Benefit Denials
There have been several important recent developments in how courts are assessing health benefit claims brought under the Employee Retirement Income Security Act. In Dwyer v. United Healthcare Insurance Co.,[1] a case involving a claim for residential behavior health...
Why Are Mental Health Disability Claims Denied More Often? Insights from Mark DeBofsky on Main & Wall
Mental health disability claims are denied far more frequently than physical disability claims, creating serious challenges for individuals seeking benefits. In a recent interview on Main & Wall, disability benefits attorney Mark DeBofsky shared his thoughts on...