Individual disability insurance provides protects you and your source of personal income from injury and illness.
Back to InsightsAs a medical professional, your skills and expertise are invaluable, making it essential to protect your ability to earn an income. Individual Disability Insurance (IDI) is a safety net that can safeguard you financially in the event of a disability that prevents you from practicing medicine. […]
Disability insurance benefits can protect you and your family from financial hardship by insuring a portion of your income for so long as you remain out of work due to an injury or illness. The disability benefits process can be complicated, particularly if your claim is denied or your benefits are prematurely terminated, so it is essential that you understand your rights and obligations in order to maintain the viability of your claim. […]
Many disability insurance claimants mistakenly believe that the provisions of the Affordable Care Act (ACA or Obamacare), which prohibits insurance companies from excluding coverage based on pre-existing conditions, is applicable to disability insurance. […]