Most disability insurance policies distinguish between disabilities that are due to medical conditions and those that result from behavioral health disorders. For the latter category, benefit payments are typically limited to a maximum of 24 months, while payments for disabilities resulting from medical conditions can continue until the claimant reaches Social Security retirement age. […]
Mental health disability claims are denied far more frequently than physical disability claims, creating serious challenges for individuals seeking benefits. In a recent interview on Main & Wall, disability benefits attorney Mark DeBofsky shared his thoughts on why this disparity exists and what can be done about it. Drawing from his expertise, including his appointment by Illinois […]
We are proud to announce that Mark DeBofsky was quoted in the Wall Street Journal article, “The Battle Over Disability Pay and Mental-Health Leave.” [….]
In December 2023, Mark DeBofsky appeared on the Hopestream Community podcast in an episode titled, “Exposing the Hard Truths: Insurance Claims Denials for Substance Use Treatment.” This insightful discussion highlights the numerous challenges families encounter when seeking insurance coverage for substance use treatment. […]
Although mental health parity claims have been proliferating in federal courts for more than a decade, it wasn’t until last year that a federal appeals court laid out pleading standards for mental health parity cases.[1] Another appellate decision has now joined the chorus. In Ryan S. v. UnitedHealth Group Inc.,[2] the U.S. Court of Appeals […]
This year has seen a veritable explosion of court rulings relating to insurance coverage for mental health claims. Nor are the courts finished with their work this year. […]