A Claimant’s Guide to Disability Insurance for Vision Impairments
While there are many different medical conditions that can prevent an individual from working, one of the more significant reasons is their reduced ability to see. […]
How Your Personnel File Can Help Your Disability Claim
Proving your entitlement to long term disability benefits often requires thinking outside the box. Medical records alone may not be enough. A frequently overlooked source of free evidence is your personnel file. […]
Job Abandonment or Disability?
Disabilities occur as the result of an accident or illness. When trauma results in disability, the date of disability can usually be related to the date when the employee suffered an accidental injury. Disability due to illness, especially chronic illness, is more complicated, though. Most employees struggle to remain employed for as long as they […]
The Real & Complex Basis of Subjective Conditions in Disability Claims
Many disabling medical conditions can be verified by objective testing measures, such as an MRI x-ray, or EMG. However, there are also a number of conditions that cannot be objectively measured. […]
Understanding Disability Insurance Claims for Diabetes
Diabetes, affecting roughly 38.4 million Americans or 11.6% of the U.S. population, is not just a health condition — it’s a reality that shapes lives. This number is further bolstered by the 97.6 million American adults, representing 38% of the adult population, who are living with pre-diabetes. […]
Decoding Pre-existing Conditions: A Comprehensive Guide for Disability Claimants
Group disability insurance offers financial protection by providing income replacement in the event of an individual’s inability to work due to illness or injury. […]